New UNIAPRAVI Publication: "Experiences in Mortgage Securitization and Social Bond Issuance." Notebook No. 282, January–March 2025
This document presents the experience of Banco La Hipotecaria, a financial institution with over 27 years of operations and presence in Panama, Colombia, and El Salvador. It analyzes key factors of the Panamanian model, such as the Preferential Interest Law and the Direct Discount Law, securitization, its advantages, structure, payment cascade, and social impact, as well as its experience in social bond issuance.
